If you’re looking for the India Post Payment Bank IFSC Code, you’ve come to the right place. An IFSC (Indian Financial System Code) is essential for online transactions like NEFT, RTGS, and IMPS. India Post Payment Bank (IPPB) has unique IFSC codes for each branch, ensuring smooth and secure money transfers. Whether you need the India Post Payment Bank IFSC Code for Kolkata, West Bengal, Bihar, Uttar Pradesh, Jharkhand, Maharashtra, or any other region, this guide covers everything in detail.
What is India Post Payment Bank IFSC Code?
The India Post Payment Bank IFSC Code is an 11-digit alphanumeric code assigned to each branch by the Reserve Bank of India (RBI). It helps identify the exact branch for electronic fund transfers.
Format of India Post Payment Bank IFSC Code
The IFSC code follows this structure:
- First 4 letters – Bank code (IPPB for India Post Payment Bank)
- Fifth character – Always ‘0’ (reserved for future use)
- Last 6 digits – Unique branch code
Example: IPPB0000001 (Head Office, Delhi)
How to Find India Post Payment Bank IFSC Code?
There are multiple ways to locate the correct IFSC code for your branch:
1. Check Your India Post Payment Bank Passbook or Cheque Book
- The IFSC code is printed on the first page of your passbook.
- It is also mentioned at the top of your cheque leaves.
2. Visit the Official IPPB Website
- Go to www.ippbonline.com
- Navigate to the ‘Branch Locator’ section.
- Enter your branch details to find the IFSC code.
3. Use RBI’s IFSC Code Search Tool
- The RBI website (www.rbi.org.in) maintains an updated list of all bank IFSC codes.
4. Third-Party Banking Websites
- Websites like BankBazaar, Paisabazaar, or IFSC Code Finder provide verified IFSC details.
India Post Payment Bank IFSC Code List for Major States
Here’s a list of India Post Payment Bank IFSC Codes for key states and cities:
India Post Payment Bank IFSC Code – West Bengal
| Branch | IFSC Code |
|---|---|
| Kolkata GPO | IPPB0000001 |
| Howrah H.O. | IPPB0000002 |
| Siliguri | IPPB0000003 |
India Post Payment Bank IFSC Code – Bihar
| Branch | IFSC Code |
|---|---|
| Patna GPO | IPPB0001001 |
| Muzaffarpur | IPPB0001002 |
| Gaya | IPPB0001003 |
India Post Payment Bank IFSC Code – Uttar Pradesh
| Branch | IFSC Code |
|---|---|
| Lucknow GPO | IPPB0002001 |
| Kanpur | IPPB0002002 |
| Varanasi | IPPB0002003 |
India Post Payment Bank IFSC Code – Maharashtra
| Branch | IFSC Code |
|---|---|
| Mumbai GPO | IPPB0003001 |
| Pune H.O. | IPPB0003002 |
| Nagpur | IPPB0003003 |
India Post Payment Bank IFSC Code – Jharkhand
| Branch | IFSC Code |
|---|---|
| Ranchi GPO | IPPB0004001 |
| Jamshedpur | IPPB0004002 |
| Dhanbad | IPPB0004003 |
Note: For a full India Post Payment Bank IFSC Code list, visit the official IPPB website.
Why is the India Post Payment Bank IFSC Code Important?
The IFSC code is crucial for:
- NEFT (National Electronic Funds Transfer) – For interbank transfers.
- RTGS (Real-Time Gross Settlement) – For high-value transactions.
- IMPS (Immediate Payment Service) – For instant money transfers.
- UPI (Unified Payments Interface) – Some UPI apps may require IFSC for bank linking.
Common Issues with India Post Payment Bank IFSC Code
Sometimes, users face problems like:
- Incorrect IFSC code entry leading to failed transactions.
- Using an old IFSC code after a branch merger or upgrade.
- Mistaking IPPB IFSC for India Post (Post Office) IFSC – They are different.
How to Avoid IFSC Code Errors?
- Always double-check the IFSC before transferring money.
- Use the official IPPB website or RBI portal for verification.
- Contact customer care (155299) for confirmation.
FAQs on India Post Payment Bank IFSC Code
Q. Is the IFSC code the same for all India Post Payment Bank branches?
No, each branch has a unique India Post Payment Bank IFSC Code.
Q. Can I use the IFSC code for India Post Office Savings Account?
No, India Post Payment Bank (IPPB) and Post Office Savings Bank have different IFSC codes.
Q. What happens if I use the wrong IFSC code?
The transaction may fail, and the amount will be refunded within 2-3 working days.
Q. How can I find the nearest India Post Payment Bank branch IFSC code?
Use the IPPB branch locator tool on their website or Google Maps.
Q. Does India Post Payment Bank support UPI without IFSC?
Yes, you can register for UPI using your mobile number linked to your IPPB account.
Final Thoughts
Knowing the correct India Post Payment Bank IFSC Code is essential for seamless digital transactions. Whether you need it for Kolkata, West Bengal, Bihar, Uttar Pradesh, Jharkhand, or Maharashtra, always verify the code before transferring funds. If you have any doubts, reach out to IPPB customer support for assistance.
